Premloan 1.0.18

Regardless of your personal circumstances, a tailored loan solution may be available to meet your financial needs. Whether you are considering debt consolidation or require immediate cash, our offerings are designed to assist you in identifying the most suitable option.

How Does the Process Work?

Understanding the urgency often involved in financial matters, we have streamlined our procedures to be efficient and straightforward.

1. Online Application: Complete your information and select a loan plan via our application platform to submit your request.
2. Approval Process: Your application will be reviewed promptly once all required information is provided.
3. Fund Disbursement: Upon approval, funds are typically transferred to your account on the same day.

Disclaimer: This service is available to residents of Malaysia aged 18 years and above.

Fees & Charges:

• Minimum repayment duration: 3 months
• Maximum repayment duration: 48 months
• Maximum Annual Percentage Rate (APR): 0%
• Processing Fee (inclusive of underwriting, gateway, and service fees): RM300 to RM3000, depending on the loan amount
• Early termination fee: None
• Late payment penalties: May apply in cases of delayed payments

Loan Example Calculation:

• Loan Amount: RM3000.00
• Loan Period: 6 months installment
• Interest Rate: 0%
• Processing Fees: RM20 (Underwriting) + RM20 (Gateway) + RM20 (Service) = RM60 total
• Total Interest Charge: RM0 (due to 0% interest rate)
• Total Repayment Amount: RM3000.00 (principal) + RM0 = RM3000.00
• Monthly Installment: RM3000.00 / 6 months = RM500

Additional Information:

• Minimum repayment period: 90 days
• Maximum repayment period: 1440 days
• Maximum APR: 18%
• This includes all applicable fees such as underwriting, gateway, and service charges.

Terms & Conditions and Privacy Policy can be reviewed at:

• Terms & Conditions
• Privacy Policy